[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.desade.sk\/ziskajte-krasne-byvanie-s-nizkymi-energiami\/#Article","mainEntityOfPage":"https:\/\/www.desade.sk\/ziskajte-krasne-byvanie-s-nizkymi-energiami\/","headline":"Z\u00edskajte kr\u00e1sne b\u00fdvanie s n\u00edzkymi energiami","name":"Z\u00edskajte kr\u00e1sne b\u00fdvanie s n\u00edzkymi energiami","description":"B\u00fdvanie je z\u00e1kladom pre norm\u00e1lny \u017eivot. Ka\u017ed\u00fd \u010dlovek h\u013ead\u00e1 priestor, ktor\u00fd by ho in\u0161piroval ka\u017ed\u00fd de\u0148. \u010ci to bude dom alebo byt, to z\u00e1vis\u00ed na mnoh\u00fdch faktoroch. Jedn\u00fdm z faktorov s\u00fa aj financie. Pozrime sa na to z in\u00e9ho poh\u013eadu. Je ve\u013ek\u00fd rozdiel, \u010di by ste chceli ma\u0165 nehnute\u013enos\u0165 na dedine alebo v meste. V […]","datePublished":"2024-10-05","dateModified":"2024-10-05","author":{"@type":"Person","@id":"https:\/\/www.desade.sk\/author\/#Person","name":"","url":"https:\/\/www.desade.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e4532b7f65738965bbad8697e5bd54c0628af7bffe8d3c856885c44d86978cee?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e4532b7f65738965bbad8697e5bd54c0628af7bffe8d3c856885c44d86978cee?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"desade.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.desade.sk\/wp-content\/uploads\/energy-certificate-428300_1280-4_4.jpg","url":"https:\/\/www.desade.sk\/wp-content\/uploads\/energy-certificate-428300_1280-4_4.jpg","height":0,"width":0},"url":"https:\/\/www.desade.sk\/ziskajte-krasne-byvanie-s-nizkymi-energiami\/","about":["N\u00e1kupy"],"wordCount":426,"articleBody":"   B\u00fdvanie je z\u00e1kladom pre norm\u00e1lny \u017eivot. Ka\u017ed\u00fd \u010dlovek h\u013ead\u00e1 priestor, ktor\u00fd by ho in\u0161piroval ka\u017ed\u00fd de\u0148. \u010ci to bude dom alebo byt, to z\u00e1vis\u00ed na mnoh\u00fdch faktoroch. Jedn\u00fdm z faktorov s\u00fa aj financie. Pozrime sa na to z in\u00e9ho poh\u013eadu. Je ve\u013ek\u00fd rozdiel, \u010di by ste chceli ma\u0165 nehnute\u013enos\u0165 na dedine alebo v meste. V mest\u00e1ch sa ceny pohybuj\u00fa ve\u013emi vysoko, na dedin\u00e1ch s\u00fa nehnute\u013enosti lacnej\u0161ie. \u010eal\u0161\u00edm faktorom je aj to, ak\u00fa nehnute\u013enos\u0165 by ste chceli vlastni\u0165. Mali by ste sa zamera\u0165 aj na z\u00edskanie energetick\u00e9ho certifik\u00e1tu https:\/\/www.certifikaciabudovy.sk\/energeticky-certifikat\/. Je to ve\u013emi potrebn\u00fd dokument, ktor\u00fd ovplyvn\u00ed celkov\u00fa kvalitu v\u00e1\u0161ho b\u00fdvania. Byt je lacnej\u0161\u00ed ako dom, to je h\u00e1dam jasn\u00e9. No je d\u00f4le\u017eit\u00e9 si uvedomi\u0165 aj to, v akom stave je konkr\u00e9tna nehnute\u013enos\u0165. Nehnute\u013enosti m\u00f4\u017eu by\u0165 v p\u00f4vodnom stave, ale aj ako novostavby. Za novostavbu si priplat\u00edte omnoho viac, ako za byt \u010di dom v p\u00f4vodnom stave. Predt\u00fdm ako p\u00f4jdete kupova\u0165 nejak\u00fa nehnute\u013enos\u0165 si overte, ko\u013eko financi\u00ed by v\u00e1m vedela poskytn\u00fa\u0165 banka. Hypotek\u00e1rne \u00favery neschva\u013euje toti\u017eto ka\u017ed\u00e9mu \u010dloveku. Na z\u00edskanie hypotek\u00e1rneho \u00faveru mus\u00edte ma\u0165 stabiln\u00fd pr\u00edjem, ktor\u00fd dlho trv\u00e1. Nem\u00f4\u017eete by\u0165 nikde dl\u017en\u00edkom. To by v\u00e1m ovplyvnilo schv\u00e1lenie hypotek\u00e1rneho \u00faveru, i to, v akej v\u00fd\u0161ke by v\u00e1m banka vedela poskytn\u00fa\u0165 finan\u010dn\u00e9 prostriedky. V\u017edy majte na pam\u00e4ti, \u017ee si po\u017ei\u010dajte len to\u013eko, ko\u013eko viete mesa\u010dne vedie\u0165 plati\u0165. Mesa\u010dn\u00e9 spl\u00e1tky v\u00e1m ovplyvnia cel\u00fd v\u00e1\u0161 \u017eivot. Ak m\u00e1te ni\u017e\u0161iu spl\u00e1tku, bude sa v\u00e1m \u017ei\u0165 jednoduch\u0161ie. Ak v\u0161ak chcete od banky finan\u010dn\u00e9 prostriedky na novostavbu, u\u017e bude mesa\u010dn\u00e1 spl\u00e1tka pr\u00edli\u0161 vysok\u00e1 a m\u00f4\u017ee v\u00e1m to negat\u00edvne ovplyv\u0148ova\u0165 celkov\u00fd \u017eivot. M\u00e1te len jeden pr\u00edjem, alebo spolo\u010dn\u00fd pr\u00edjem s va\u0161\u00edm partnerom. Pri k\u00fape nehnute\u013enosti si d\u00e1vajte pozor na to, \u010do kupujete. Rad\u0161ej sa realitn\u00e9ho makl\u00e9ra v\u017edy v\u0161etko sp\u00fdtajte, ako by ste mali nesk\u00f4r \u013eutova\u0165 k\u00fapu nehnute\u013enosti. Potom by bolo u\u017e neskoro. K\u00fapa nehnute\u013enosti prin\u00e1\u0161a aj mnoho radosti. Budete b\u00fdva\u0165 v takej nehnute\u013enosti, kde sa budete c\u00edti\u0165 naozaj ve\u013emi pr\u00edjemne.                                                                                                                                                                                                                                                                                                                                                                                           4.3\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00edskajte kr\u00e1sne b\u00fdvanie s n\u00edzkymi energiami","item":"https:\/\/www.desade.sk\/ziskajte-krasne-byvanie-s-nizkymi-energiami\/#breadcrumbitem"}]}]